JCP Credit Card

J.C. Penney Company, Inc., also known as JCPenney or simply JCP, is a chain of American mid-range department stores based in Plano, Texas. The company operates more than 1,000 department stores in all 50 U.S. states and Puerto Rico, and operates a catalog business and several discount outlets. JCPenney has also extended to providing financial services to their customers with their JCP Credit Card.

Aside from being able to pay directly to JCP with each purchase, there are also several benefits that go with the JCP Credit Card. As a JCPenney Credit Card member, you’re would also be member of our JCP rewards program. The program has three credit card levels and the higher level you attain, the more benefits you can receive.


Here are just some of the rewards that card holders can avail with their JCP Credit Card:

  • Card Holders receive a $10 JCP reward each month that they earn 100 points or more. If customers shop with their JCP Credit Card they can earn even more (as much as ten rewards each month)
  • Customers receive a special Birthday gift from JCP on their Birthday
  • Card holders receive special savings events that are exclusive for JCP Credit Card members
  • Card members receive bonus points events during each year
  • Card holders receive special promotional financing which is available for fine jewelry, window treatments, furniture, in-home custom decorating, mattresses, and watch purchases each time card members use their JCP Credit Card
  • Card members get rewards their way. Either through mail, online, or mobile.
  • Card members also receive reminders when their rewards are ready or about to expire
  • Card members receive instant access online to their rewards, purchase history, and member exclusives.

There are even more ways to gain benefits and rewards with a JCP Credit Card. To qualify for a JCP Gold Credit Card, card holders only need to spend at least $500 on merchandise or services using their JCP Credit Card over at least two shopping days in each year. With a Gold card, they’ll also enjoy special offers and discounts, including $10 coupons during the year. To qualify for a JCP Platinum Credit Card, they need to spend at least $1000 on services and merchandise using their JCP Credit Card over at least two shopping days in each year. With this card they can also enjoy free shipping events, special offers abd discounts, as well as $10 or $15 coupons during the year.

The JCP Credit Card is designed to make your purchases and transactions beneficial and efficient each time you use your card. If you want to avail of the many rewards and discounts offered by the JCP Credit Card, then this card is the one for you. Like any credit card, there are initial offerings and introductory prices. These prices are ideal, but they are available only for a limited amount of time. Make sure that you take the time to take a look at these introductory prices and rates as well as their duration with your account.